For teachers
A free financial literacy resource for your classroom.
- Free to use — every lesson and tool
- No student accounts or sign-ups
- 10–15 minute modules
- Scenario-based knowledge checks
- Works on phones, tablets, and Chromebooks
In the classroom
Ways teachers can use FLC Academy
Assign a module
Each lesson takes 10–15 minutes — good for a warm-up, homework, or a sub day.
Teach with the calculators
Project the compound growth or budget calculator and change numbers live with the class.
Check understanding
Knowledge checks use scenarios, not vocabulary, so they work well as exit tickets.
Prepare for the FLC Challenge
Courses map directly to the competition's categories.
Resources
Classroom resources
Available now, plus what's being built next.
- Available
Course links
Share any lesson directly. Students don't need an account, so there's nothing to set up.
- Available
Discussion questions
Two prompts per lesson to open up conversation. See the Money Fundamentals set below.
- Available
Quiz resources
Every lesson ends with a knowledge check, and each course has a final quiz students can retake.
- Coming soon
Lesson plans
Ready-to-teach 45-minute plans aligned to each module.
- Coming soon
Worksheets
Printable practice with answer keys.
- Coming soon
Presentation materials
Slide decks that follow each lesson.
- Coming soon
Classroom activities
Group simulations and projects that use the FLC calculators.
Ready to use
Discussion questions: Money Fundamentals
Two prompts per lesson to open up conversation after students finish a module.
Module 1: What Money Actually Is
- If everyone suddenly stopped trusting the dollar, what would happen to its value? Why?
- Pick something you bought recently. Was it worth the hours of work it cost?
Module 2: Checking Accounts
- Why might a bank offer a free checking account? How does the bank still make money?
- What alerts or habits would help someone avoid overdrafts?
Module 3: Savings Accounts
- Why do you think some banks pay much higher savings rates than others?
- What's one savings goal you could automate this year?
Module 4: Budgeting
- Why do so many people stop budgeting after a month or two? How could you make it easier to stick with?
- How might the 50/30/20 split look different for a high school student living at home versus a recent graduate paying rent?
Module 5: Needs vs. Wants
- Is a smartphone a need or a want for a high school student today? Where's the line?
- What marketing tactics have you noticed that try to make wants feel like needs?
Module 6: Emergency Savings
- Why might an emergency fund matter even more for someone with an unpredictable income, like tips or gig work?
- What's a realistic starter emergency fund for someone your age? Why?
Module 7: Compound Interest
- Alex put in $6,000 and Jamie put in $24,000. Does it feel fair that Alex ends up with more? What does that tell you about time?
- How could compound interest explain why some people get stuck in credit card debt?
Module 8: Inflation
- Ask a parent or grandparent what something cost when they were your age. How much has it changed?
- Who is hurt most by high inflation? Who might not be hurt as much?
Get in touch
Bring FLC Academy to Your Classroom
Tell us a little about your class. We'll share resources as they're released and let you know about the FLC Challenge.
We only ask for what we need to follow up with you. We never ask for student information.