Skip to main content
FLC

Teaching guide

Money After High School

The year after high school comes with a pile of new money decisions, often all at once. This course walks through each one in plain language, so your first lease, loan, or tax return isn't the first time you've thought about it.

  • 11 lessons
  • 13 class periods of 45 min
  • Beginner

By the end of the unit

What students will be able to do

Pacing guide

13 days, one lesson per class

Every lesson comes with a 45-minute plan, projector-ready slides, and a printable worksheet with an answer key.

  1. Day 1

    Understanding Your Paycheck

    Distinguish gross pay from net (take-home) pay

    Activity: Stub Detective

  2. Day 2

    Taxes 101

    Explain marginal and effective tax rates

    Activity: Bracket Buckets

  3. Day 3

    Banking on Your Own

    Compare banks, credit unions, and online banks

    Activity: Pick a Bank

  4. Day 4

    Building Credit from Scratch

    Identify safe ways to start a credit history

    Activity: Year-One Plan

  5. Day 5

    Renting Your First Place

    Apply the 30% rent guideline and the 3×-rent income rule

    Activity: Can We Afford It?

  6. Day 6

    Buying and Financing a Car

    Calculate the total monthly cost of owning a car

    Activity: The True Cost

  7. Day 7

    Insurance Basics

    Define premium, deductible, coinsurance, and out-of-pocket maximum

    Activity: Split the Bill

  8. Day 8

    College Costs and Scholarships

    Distinguish sticker price from net price

    Activity: Net Price Showdown

  9. Day 9

    Student Loans

    Compare federal and private student loans

    Activity: Borrow Smart

  10. Day 10

    Saving and Investing on Your Own

    Follow a common order of priorities for your money

    Activity: Order of Operations

  11. Day 11

    Retirement Basics

    Explain 401(k)s, IRAs, and employer matches

    Activity: Free Money

  12. Day 12

    Review day

    Play Money Jeopardy with this course's questions, then review what teams missed.

    Open Jeopardy
  13. Day 13

    Unit test

    A printable test in short and full versions, with an answer key.

    Open unit test

Classroom games

Games that fit this course