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From your first budget to your first business.

Six self-paced courses, from your first budget to reading a balance sheet. Every lesson is free, and you don't need an account.
New here? Start with Money Fundamentals
  1. Money FundamentalsStart here. You'll learn what money really is, how bank accounts work, how to build a budget you'll actually use, and why compound interest and inflation matter more than almost anything else in personal finance.What money actually is · Checking accounts · Savings accounts · Budgeting · Needs vs. wants · Emergency savings8 lessons1 hr 35 minBeginner
  2. Credit & DebtCredit can help you rent an apartment, finance a car, or handle a surprise expense — or it can follow you for years. This course explains credit scores, credit cards, APR, and loans so you can borrow on your terms.What credit is · Credit scores · Credit cards · APR · Interest · Loans7 lessons1 hr 25 minBeginner
  3. InvestingInvesting is how money can grow faster than inflation over long periods — but it comes with real risk. This course explains how investments work so you can understand them. It doesn't recommend what to buy, and it isn't about trading.What investing is · Stocks · Bonds · ETFs · Index funds · Diversification8 lessons1 hr 35 minIntermediate
  4. Understanding BusinessesEvery company you buy from, work for, or might someday invest in runs on the same basic math. This course teaches you to think about a business — how it makes money, whether it keeps any, what it owns and owes, and what could go wrong.Revenue · Expenses · Gross profit · Net profit · Profit margins · Assets11 lessons2 hr 35 minIntermediate
  5. EntrepreneurshipStarting something is a skill you can learn. This course walks through the whole path — finding a real problem, talking to customers, building a small first version, pricing it, understanding costs, and pitching your idea.Finding problems worth solving · Creating products · Customers · Market research · Pricing · Revenue models10 lessons2 hrBeginner
  6. Money After High SchoolThe year after high school comes with a pile of new money decisions, often all at once. This course walks through each one in plain language, so your first lease, loan, or tax return isn't the first time you've thought about it.Paychecks · Taxes · Banking · Credit · Renting · Car financing11 lessons2 hr 20 minBeginner

All 6 courses are available. Finish every one to earn the FLC Certificate.