Word bank: belongings · condition · landlords · months · whole

1. Rent ≤ ~30% of gross income; often want 3× rent.
2. Move-in costs can be 2–3 of rent.
3. Read the lease.
4. Document move-in with photos.
5. Renters insurance protects your .

1. A landlord requires monthly income of 3 times the rent. The rent is $900.

   1. What monthly income do you need?

   • A. $1,800
   • B. $2,700
   • C. $900
   • D. $3,600

2. 2. What's the best way to protect your security deposit on move-in day?

   • A. Photograph and document every existing problem, and send a copy to the landlord
   • B. Trust that the landlord remembers
   • C. Fix everything yourself without telling anyone
   • D. Skip the inspection to save time

3. 3. Your landlord's insurance covers your belongings if they're stolen.

   True/False

1. 1. Your gross income is $3,000 a month. What's the most rent under the 30% guideline?

2. 2. Rent is $1,100. You need first month's rent, a one-month deposit, and a $40 application fee. How much cash do you need to move in?

1. 1. What would you want in a roommate agreement before signing a lease together?

2. 2. Is the 30% rule realistic where you live? What would you do if it isn't?