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FLC Academy

Calculator

Budget Calculator

Plan a month: see total spending, what's left, and your savings rate.

Your numbers

After taxes — what actually reaches your account.

Results

Total spending

$1,500

75% of income

Remaining

$200

Not yet assigned

Savings rate

15%

$300 a month

  • Spending $1,500
  • Savings $300
  • Remaining $200
Spending by category
CategoryAmountShare of income
Housing$70035%
Transportation$20010%
Food$35018%
Entertainment$1508%
Other expenses$1005%
Savings$30015%

Educational calculator, not financial advice. Results are hypothetical estimates based on the numbers you enter.

How this calculator works

  • Total spending adds up housing, transportation, food, entertainment, and other expenses.
  • Savings is counted separately — it's money you're keeping, not spending.
  • Remaining = income − spending − savings. Savings rate = savings ÷ income.
  • Use take-home pay (after taxes) as your income.