The Long Game

Twenty years, one paycheck at a time. How much can you build?

• 1You're 22 with your first full-time job. Every payday, money lands in your cash.
• 2New places to put it open as the years go by: savings, CDs, index funds, bonds, a 401(k), stocks, and gold.
• 3Life happens: surprise bills, raises, a recession. Bills you can't cover go on a 24% credit card.
• 4Race three computer players through the same 20 years. Highest net worth wins.

Companies, prices, and returns are made up for learning. Not predictions or financial advice.